Legal

Privacy Policy & Data Deletion

LHA Holdings Ltd t/a Creative Finance Consultants  ·  Last updated: May 2025

Privacy Policy

What We Collect

We collect personal information including your name, email address, phone number, property or project details, and financial position data when you complete our enquiry form or subscribe to our mailing list. For energy sector enquiries, we also collect company and permit information.

Why We Collect It

Information is collected to assess whether we are able to assist with your project, to communicate with you regarding your enquiry, and where a formal engagement is agreed, to prepare and submit funding applications on your behalf or facilitate introductions to investors.

How It Is Stored

Your data is stored securely in Supabase (cloud-hosted PostgreSQL with encryption at rest). New Zealand client data is handled in accordance with the New Zealand Privacy Act 2020. Data relating to clients in other jurisdictions is handled in accordance with the applicable local privacy laws.

Who We Share It With

We do not share your personal information with any third party without your written approval, except where required to provide agreed services — for example, sharing project information with a prospective lender or investor only after you have received and approved the proposed introduction in writing.

Your Rights

You have the right to access, correct, or request deletion of your personal information at any time. To exercise these rights, contact us at privacy@creativefinanceconsultants.com.

Cookies

We use functional cookies only. We do not use advertising, tracking, or analytics cookies.

GDPR

For clients located in the European Union, we acknowledge our obligations under the General Data Protection Regulation (GDPR). Please contact us at privacy@creativefinanceconsultants.com for any GDPR-related requests including access, rectification, erasure, or portability of your data.


Data Deletion

You may request deletion of your personal data at any time by contacting us at privacy@creativefinanceconsultants.com. We will action valid deletion requests within 20 working days.

What Can Be Deleted

You may request deletion of any personal information we hold about you, including your name, contact details, project information, and any correspondence records. Where we are required to retain certain records for legal or regulatory purposes, we will inform you of any records that cannot be deleted and the reason why.

How to Submit a Request

Send an email to privacy@creativefinanceconsultants.com with the subject line Data Deletion Request. Please include your full name and the email address used when submitting your enquiry so we can locate your records. We may ask you to verify your identity before processing the request.

Retention Periods

We retain personal data only for as long as is necessary for the purposes it was collected. Enquiry data for projects that did not proceed to a formal engagement is retained for a maximum of 24 months. Data relating to completed engagements may be retained for up to 7 years in accordance with NZ financial record-keeping obligations.

Third-Party Data

If your data has been shared with a third party (such as a lender or investor) pursuant to a written approval you provided, you will need to contact that party directly to request deletion of the copy they hold. We can provide you with their contact details on request.


Questions about this policy? Contact us at privacy@creativefinanceconsultants.com or write to LHA Holdings Ltd, New Zealand.